Legal
Privacy Policy
Effective date: 2026-06-10 · Lyfe-Pay, Inc.
Lyfe-Pay, Inc. ("we," "our," or "us") respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the rights you have.
1. Information We Collect
- Account information: name, email, phone, handle, password hash.
- Identity verification (KYC): date of birth, government-issued ID, selfie, address.
- Transaction data: amounts, counterparties, memos, timestamps, device and IP.
- Device and log data: browser, OS, IP, session identifiers, crash reports.
- Cookies and similar: session, preference, and analytics cookies.
2. How We Use Information
- Provide, maintain, and improve the Services;
- Verify identity and comply with KYC, AML, and sanctions obligations;
- Detect, prevent, and respond to fraud, abuse, or security incidents;
- Communicate with you about transactions, security, and product updates;
- Comply with applicable law and respond to lawful requests.
3. Sharing
We share information with:
- Service providers (cloud hosting, KYC vendors, fraud scoring) under contract;
- Financial partners, card networks, and processors to execute transactions;
- Law enforcement or regulators where required by law;
- An acquirer or successor in connection with a merger, sale, or restructuring.
We do not sell personal information.
4. Retention
We retain personal data for as long as your account is active and as required to comply with legal, accounting, or reporting obligations (typically up to 7 years for financial records).
5. Security
We employ administrative, technical, and physical safeguards designed to protect personal information, including encryption in transit, access controls, and audit logging. No method of transmission or storage is 100% secure.
6. Your Rights
Depending on your jurisdiction (e.g. GDPR in the EU/UK or CCPA in California), you may have the right to access, correct, delete, port, or restrict processing of your personal information, and to lodge a complaint with a supervisory authority.
7. Cookies
We use strictly necessary cookies for authentication and security, and optional analytics cookies that you may decline. You can control cookies through your browser settings.
8. Children
The Services are not directed to children under 18. We do not knowingly collect data from children.
9. International Transfers
We may transfer information across borders subject to appropriate safeguards such as Standard Contractual Clauses.
10. Changes
We will update this Policy as our practices evolve and notify you of material changes.
11. Contact
Privacy questions or requests? Contact us at legal@lyfe-pay.com.